Labyrinth Data

Labyrinth Data Services provides web hosting, backup and data storage services for people who want fast, reliable and friendly service without the usual marketing blather associated with larger companies. We’re small enough to remember that you, the customer, exist, yet large enough to provide a quality of service that surpasses that of our competitors.

You won’t find photos of generic smiling models running down beaches or men pointing importantly at racks of servers here – we don’t bother wasting time and money on stuff like that. We prefer to spend effort getting things like our servers, our plans and our support polished, so that we don’t waste your time or money either.

We live and breathe open source software – all our servers run Ubuntu Server Edition with KVM virtualisation, we use Django/Apache for our management platform, PostgreSQL for databases, and Mercurial for version tracking. We believe the level of service we provide our customers has been made possible thanks to this wealth of open, enterprise-hardened tools.

We include ourselves among the people who have bought web hosting services from faceless companies, and have experienced the frustrations of server downtime and restrictive limits. It is possible to do better than this; and we can prove it – that was one of the primary reasons why we established Labyrinth Data Services. We offer you stable, secure, fast and reliable web hosting and backup at competitive prices, because that’s what we set out to do.

Apply for Caravan Insurance

Apply for Caravan Insurance

Getting caravan insurance is as easy as just filling a comprehensive form online and the rest is taken care of by the insurance company. However, making mistakes or omitting any vital information could lead to denial of claim. So here are a couple of things you need to know while getting Youi Caravan Insurance.

Type of Caravan

The type of caravan you own determines the type of premium you get for it. Generally, there are four caravan types: touring caravans, static caravans, trailer tents, and folding caravans. Each of these caravan types is insured differently, thus you have to know the model of your caravan. Luckily, you can do an online search on the kind of caravan you have by listing its characteristics.

Filling the Online Insurance Form

Gone are the days when getting caravan insurance meant driving all the way to a physical office. With just a laptop, ample internet connectivity and the comfort of your home, you can apply for caravan policy cover instantly. However, you have to be really careful with how you fill those online forms by ensuring that you don’t leave any important information out or lie knowingly.

The online caravan insurance form will ask for your basic personal details like name, age, physical address, identification details, and driving license information among others. You will also need to fill in the details of your caravan like how old it is, when you purchased it, size of the van, the serial or CRIS registration number, and location of the caravan (or where it’s stored). You may also have to give details about the security of your current region.

If you use your caravan for touring, you will be requested for additional information such as your driving qualifications as well as towing qualification. You will also need to give details on how frequently your caravan is professionally serviced. All these will be necessary if your caravan insurance is to be successfully processed.

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Other things to know

If you give all the above information correctly, your order will be viable for processing. Here are a couple other things to note about caravan insurance.

Being part of a caravan club could come in as a great advantage. If it’s a club that is highly recognized, you could land yourself great quotes on your premium prices. So find suitable caravan clubs within your local area, especially of you own a touring caravan.

Before you settle for any caravan insurance policy, first do some window shopping to get different quotes. It’s easy especially with the internet in your hands—just send a couple of insurance companies quote requests then compare how much you will pay on each and if there are added benefits to enjoy.

Once you get your caravan policy cover approved, be on the good side and aim to take care of your van. Slight mistakes like overloading or parking heavy items the wrong way could lead to denial of claims. Accordingly, take care of your van first before the insurance company can do it for you.

Bottom Line

Today, more than ever, it’s become easier to apply for caravan insurance cover. Just ensure that you know the kind of caravan you own to correctly fill in the details on the online application form.

Negotiating a Lower Car Insurance

Negotiating a Lower Car Insurance

So, you’ve decided to shop around for car insurance, and you don’t particularly like the quote(s) you’ve been given. The good news is that car insurance quotes are almost always negotiable! You can rest assured that the rates you’re given by most insurance companies can be molded to better suit your finances. The key is knowing what to say and the right time to say it. These are four steps that will help you negotiate a lower Youi Car Insurance quote that will make both you and your wallet happy.

1. Use Other Quotes to Your Advantage

Let’s look at this realistically. The last words any insurance company representative wants to hear are, “I’m choosing [competitor insurance company] over you.” The idea here is to use that threat to your advantage. If you have your eye on a specific insurance company and policy, but you don’t care for the associated car insurance quote, take some time to shop around for similar policies from other insurance companies. The idea is to find incredibly similar policies offered for better rates. Make a list, and present it to the insurance agent who represents the original insurance company. The chances are high that he/she will be willing to match the quotes you’ve presented if the specifics of the policy also match up rather evenly.

2. Inquire About Discounts

Many people achieve jaw-droppingly low car insurance quotes on their car insurance by solely making discounts work to their advantage. If you qualify for enough of them, you can reap massive savings. For this reason, you should ask about discounts offered for having safety features on your vehicle, completing courses in defensive driving, your particular employer, etc. Qualifying for enough discounts can net you a pretty nice heap of savings on your car insurance quote.

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3. Move Onto the Deductible

The deductible on your car insurance policy is another highly negotiable item. The deductible is what you agree to pay in the event of an accident before the insurance company will cover any expenses. Often times, the deductible will, by default, be considerably low on a car insurance quote in order to somewhat pad the rate. If you agree to raise the deductible (or raise how much you agree to pay in the event of a mishap), your rate will noticeably come down. Now, bearing this in mind, you shouldn’t get too crazy with increasing your deductible; you want to ensure you can theoretically cover it in the event of a real-world accident or wreck.

4. Ask About a Tracking Device

Lastly (but surely not least), inquire about the option for using a tracking device. Insurance companies are beginning to more regularly utilize this technology for a number of reasons. Most importantly, it is used to temporarily track the habits of drivers so that the insurance company can assess the most appropriate rates. For example, if a tracking device temporarily monitors a driver who regularly speeds or makes risky decisions in traffic, it’s quite possible that the insurance company will assess a higher rate due to the observed risk. On the contrary, if you are a safe driver and use a tracking device to demonstrate this to an insurance company, you can expect lower rates.

These are just a few tips for negotiating a lower car insurance quote. Always remember that getting the most competitive rate is about familiarizing yourself with how rates are assessed and making every opportunity work to your advantage. Good luck!